Verified US debt collection agencies

A verified agency has passed a human review against public records before publication: its identity, its licensing or surety bond status with the state regulator, and any certifications, each checked against the official register and shown with a source link and a last-checked date.

Each agency profile lists the debt types it handles where that has been verified, including commercial and B2B recovery. Open a profile to see debt types, bond status and certifications, all drawn from public records with sources and dates shown.

Search the agency’s name at consumerfinance.gov’s Consumer Complaint Database: it is free, public, and downloadable, showing complaints and how the company responded. Read it the way the CFPB itself advises: complaints "are not necessarily representative of all consumers’ experiences" and narratives "are not verified before publication", and low volume is not proof of clean conduct. Look for patterns and, above all, at how the agency responds. A complaint is a record, not a verdict; this site links each listed agency’s record for exactly this purpose.