Fair Collections & Outsourcing

Last checked: July 12, 2026

Fair Collections & Outsourcing is a debt collection agency headquartered in Laurel. It has held a Texas surety bond continuously for 21 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 20050069), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. Every fact below links to its public source with the date it was last checked.
21 years

of continuous verified Texas bond history on the Secretary of State register. Fair Collections & Outsourcing currently holds an active $10,000 surety bond.

Source: direct.sos.state.tx.us · Last checked: July 7, 2026

Verified facts about Fair Collections & Outsourcing

FactValueSource
HeadquartersLaurel

Source: fco.com · Last checked: July 12, 2026

Year founded1984

Source: fco.com · Last checked: July 12, 2026

Company typeThird-party agency

Source: fco.com · Last checked: July 12, 2026

Debt types handledRental & Multifamily

Source: fco.com · Last checked: July 12, 2026

Websitefco.com
Texas surety bond history
21 years continuously bonded
ActiveSoS File 20050069· filed March 15, 2005

Register: direct.sos.state.tx.us · Last checked: July 7, 2026

CFPB complaints on record4,844

CFPB database: consumerfinance.gov · Last checked: July 12, 2026

Common questions about Fair Collections & Outsourcing

Is Fair Collections & Outsourcing licensed to collect debt in Texas?

Yes. Fair Collections & Outsourcing has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20050069), which is the legal requirement for third-party debt collectors under Texas Finance Code Chapter 392, last checked July 7, 2026.

What types of debt does Fair Collections & Outsourcing specialize in collecting?

According to its own website, Fair Collections & Outsourcing specializes in multifamily and rental collections, read July 10, 2026. A specialty is the agency's own published claim; this directory verifies the Texas surety bond, not the claim. All declared multifamily and rental debt collection specialists are listed on our industry pages.

Does Fair Collections & Outsourcing have complaints on record?

The public CFPB Consumer Complaint Database records 4,844 debt-collection complaints referencing Fair Collections & Outsourcing, as of July 12, 2026. This is the total on record and links to the live CFPB database; a complaint is a record, not a verdict, and larger agencies naturally accrue more.

This profile presents factual information drawn from public records, with a source and last-checked date for every fact. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

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