National Credit Systems
Last checked: July 12, 2026
of continuous verified Texas bond history on the Secretary of State register. National Credit Systems currently holds an active $10,000 surety bond.
Source: direct.sos.state.tx.us · Last checked: July 8, 2026
Verified facts about National Credit Systems
| Fact | Value | Source |
|---|---|---|
| Headquarters | Atlanta | Source: direct.sos.state.tx.us · Last checked: July 12, 2026 |
| Year founded | 1991 | Source: direct.sos.state.tx.us · Last checked: July 12, 2026 |
| Company type | Third-party agency | Source: direct.sos.state.tx.us · Last checked: July 12, 2026 |
| Debt types handled | Rental & Multifamily | Source: direct.sos.state.tx.us · Last checked: July 12, 2026 |
| Website | nationalcreditsystems.com | |
| Texas surety bond history | 28 years continuously bonded ActiveSoS File 20180040· filed February 20, 2018 ActiveSoS File 20050169· filed July 14, 2005 Canceled Close FileSoS File 970471· filed August 25, 1997· canceled September 24, 2005 | Register: direct.sos.state.tx.us · Last checked: July 8, 2026 |
| CFPB complaints on record | 15,692 | CFPB database: consumerfinance.gov · Last checked: July 12, 2026 |
Common questions about National Credit Systems
Is National Credit Systems licensed to collect debt in Texas?
Yes. National Credit Systems has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20050169), which is the legal requirement for third-party debt collectors under Texas Finance Code Chapter 392, last checked July 8, 2026.
What types of debt does National Credit Systems specialize in collecting?
According to its own website, National Credit Systems specializes in multifamily and rental collections, read July 10, 2026. A specialty is the agency's own published claim; this directory verifies the Texas surety bond, not the claim. All declared multifamily and rental debt collection specialists are listed on our industry pages.
Does National Credit Systems have complaints on record?
The public CFPB Consumer Complaint Database records 15,692 debt-collection complaints referencing National Credit Systems, as of July 12, 2026. This is the total on record and links to the live CFPB database; a complaint is a record, not a verdict, and larger agencies naturally accrue more.
This profile presents factual information drawn from public records, with a source and last-checked date for every fact. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.
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