Optio Solutions

Last checked: July 12, 2026

Optio Solutions is a debt collection agency headquartered in Petaluma. It has held a Texas surety bond continuously for 30 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 20070130), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. Every fact below links to its public source with the date it was last checked.

30 years

of continuous verified Texas bond history on the Secretary of State register. Optio Solutions currently holds an active $10,000 surety bond.

Source: direct.sos.state.tx.us · Last checked: July 7, 2026

Verified facts about Optio Solutions

Fact	Value	Source
Headquarters	Petaluma	Source: optiosolutions.com · Last checked: July 12, 2026
Company type	Third-party agency	Source: optiosolutions.com · Last checked: July 12, 2026
Debt types handled	Automotive, Commercial, Student & Education, Utilities, Financial Services, Healthcare, Insurance, Rental & Multifamily, Retail, Telecommunications	Source: optiosolutions.com · Last checked: July 12, 2026
Website	optiosolutions.com
Texas surety bond history	30 years continuously bonded Canceled Close FileSoS File 20080002· filed January 4, 2008· canceled October 16, 2008 ActiveSoS File 20070130· filed June 20, 2007 Canceled Close FileSoS File 20030081· filed April 29, 2003· canceled September 8, 2005 Canceled Close FileSoS File 980035· filed February 18, 1998· canceled October 16, 2008 Canceled Close FileSoS File 950120· filed November 27, 1995· canceled July 25, 1998	Register: direct.sos.state.tx.us · Last checked: July 7, 2026
CFPB complaints on record	675	CFPB database: consumerfinance.gov · Last checked: July 12, 2026

Common questions about Optio Solutions

Is Optio Solutions licensed to collect debt in Texas?

Yes. Optio Solutions has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20070130), which is the legal requirement for third-party debt collectors under Texas Finance Code Chapter 392, last checked July 7, 2026.

Does Optio Solutions have complaints on record?

The public CFPB Consumer Complaint Database records 675 debt-collection complaints referencing Optio Solutions, as of July 12, 2026. This is the total on record and links to the live CFPB database; a complaint is a record, not a verdict, and larger agencies naturally accrue more.

This profile presents factual information drawn from public records, with a source and last-checked date for every fact. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

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