Penn Credit

Last checked: July 12, 2026

Penn Credit is a debt collection agency headquartered in Harrisburg. It has held a Texas surety bond continuously for 20 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 20050207), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. Every fact below links to its public source with the date it was last checked.

20 years

of continuous verified Texas bond history on the Secretary of State register. Penn Credit currently holds an active $10,000 surety bond.

Source: direct.sos.state.tx.us · Last checked: July 8, 2026

Verified facts about Penn Credit

Fact	Value	Source
Headquarters	Harrisburg	Source: direct.sos.state.tx.us · Last checked: July 12, 2026
Year founded	1987	Source: direct.sos.state.tx.us · Last checked: July 12, 2026
Company type	Third-party agency	Source: direct.sos.state.tx.us · Last checked: July 12, 2026
Debt types handled	Government, Tolling, Healthcare, Student & Education, Utilities, Telecommunications	Source: direct.sos.state.tx.us · Last checked: July 12, 2026
Website	penncredit.com
Texas surety bond history	20 years continuously bonded ActiveSoS File 20050207· filed September 1, 2005 Canceled Close FileSoS File 20000106· filed June 9, 2000· canceled June 26, 2001	Register: direct.sos.state.tx.us · Last checked: July 8, 2026
CFPB complaints on record	2,341	CFPB database: consumerfinance.gov · Last checked: July 12, 2026

Common questions about Penn Credit

Is Penn Credit licensed to collect debt in Texas?

Yes. Penn Credit has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20050207), which is the legal requirement for third-party debt collectors under Texas Finance Code Chapter 392, last checked July 8, 2026.

Does Penn Credit have complaints on record?

The public CFPB Consumer Complaint Database records 2,341 debt-collection complaints referencing Penn Credit, as of July 12, 2026. This is the total on record and links to the live CFPB database; a complaint is a record, not a verdict, and larger agencies naturally accrue more.

This profile presents factual information drawn from public records, with a source and last-checked date for every fact. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

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