Southwest Credit Systems
Last checked: July 12, 2026
of continuous verified Texas bond history on the Secretary of State register. Southwest Credit Systems currently holds an active $10,000 surety bond.
Source: direct.sos.state.tx.us · Last checked: July 7, 2026
Verified facts about Southwest Credit Systems
| Fact | Value | Source |
|---|---|---|
| Headquarters | Carrollton | Source: swcgroup.com · Last checked: July 12, 2026 |
| Year founded | 1974 | Source: swcgroup.com · Last checked: July 12, 2026 |
| Company type | Third-party agency | Source: swcgroup.com · Last checked: July 12, 2026 |
| Debt types handled | Government, Tolling, Telecommunications, Rental & Multifamily, Student & Education, Utilities | Source: swcgroup.com · Last checked: July 12, 2026 |
| Website | swcgroup.com | |
| Texas surety bond history | 32 years continuously bonded ActiveSoS File 20030183· filed October 9, 2003 Canceled Close FileSoS File 20000200· filed November 3, 2000· canceled November 11, 2003 Canceled Close FileSoS File 970387· filed August 7, 1997· canceled November 28, 2000 Canceled Close FileSoS File 930064· filed December 1, 1993· canceled September 11, 1997 | Register: direct.sos.state.tx.us · Last checked: July 7, 2026 |
| CFPB complaints on record | 6,388 | CFPB database: consumerfinance.gov · Last checked: July 12, 2026 |
Common questions about Southwest Credit Systems
Is Southwest Credit Systems licensed to collect debt in Texas?
Yes. Southwest Credit Systems has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 20030183), which is the legal requirement for third-party debt collectors under Texas Finance Code Chapter 392, last checked July 7, 2026.
Does Southwest Credit Systems have complaints on record?
The public CFPB Consumer Complaint Database records 6,388 debt-collection complaints referencing Southwest Credit Systems, as of July 12, 2026. This is the total on record and links to the live CFPB database; a complaint is a record, not a verdict, and larger agencies naturally accrue more.
This profile presents factual information drawn from public records, with a source and last-checked date for every fact. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.
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