Williams & Fudge

Last checked: July 9, 2026

Williams & Fudge is a debt collection agency headquartered in Rock Hill. It has held a Texas surety bond continuously for 29 years, and currently has an active $10,000 bond on file with the Texas Secretary of State (SoS File 970408), meeting the Texas Finance Code Chapter 392 requirement for third-party debt collectors. It holds ACA International certification. Every fact below links to its public source with the date it was last checked.
29 years

of continuous verified Texas bond history on the Secretary of State register. Williams & Fudge currently holds an active $10,000 surety bond.

Source: direct.sos.state.tx.us · Last checked: July 8, 2026

Verified facts about Williams & Fudge

FactValueSource
HeadquartersRock Hill

Source: direct.sos.state.tx.us · Last checked: July 9, 2026

Year founded1986

Source: direct.sos.state.tx.us · Last checked: July 9, 2026

Company typeThird-party agency

Source: direct.sos.state.tx.us · Last checked: July 9, 2026

Debt types handledStudent & Education

Source: direct.sos.state.tx.us · Last checked: July 9, 2026

Websitewfcorp.com
Texas surety bond history
29 years continuously bonded
ActiveSoS File 970408· filed August 11, 1997
Canceled Close FileSoS File 960244· filed December 30, 1996· canceled September 11, 1997

Register: direct.sos.state.tx.us · Last checked: July 8, 2026

Certifications
ACA International
ACA International (Association of Credit and Collection Professionals)
CFPB complaints on record1,256

CFPB database: consumerfinance.gov · Last checked: July 9, 2026

Common questions about Williams & Fudge

Is Williams & Fudge licensed to collect debt in Texas?

Yes. Williams & Fudge has an active $10,000 surety bond on file with the Texas Secretary of State (SoS File 970408), which is the legal requirement for third-party debt collectors under Texas Finance Code Chapter 392, last checked July 8, 2026.

What types of debt does Williams & Fudge specialize in collecting?

According to its own website, Williams & Fudge specializes in student and education collections, read July 10, 2026. A specialty is the agency's own published claim; this directory verifies the Texas surety bond, not the claim. All declared student and education debt collection specialists are listed on our industry pages.

What certifications does Williams & Fudge hold?

Williams & Fudge holds ACA International (ACA International (Association of Credit and Collection Professionals)), checked against the issuing body's own public register.

Does Williams & Fudge have complaints on record?

The public CFPB Consumer Complaint Database records 1,256 debt-collection complaints referencing Williams & Fudge, as of July 9, 2026. This is the total on record and links to the live CFPB database; a complaint is a record, not a verdict, and larger agencies naturally accrue more.

This profile presents factual information drawn from public records, with a source and last-checked date for every fact. It is not a recommendation to do business with this company, is not legal advice, and is no substitute for your own due diligence.

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